29-05-2008 76 Comentarii
GhiseulBancar.ro a scris o serie de articole in care analiza dobanda medie pe care o acorda bancile la depozitele clasice la termen pe o luna, trei luni, sase luni si un an. In urma calcularii indicilor, in care au fost incluse dobanzile acordate de peste 15 dintre cele mai importante banci romanesti, a reiesit ca dobanda atinge un varf la depozitele pe trei luni, dupa care descreste. Intrucat tendinta nu ni s-a parut fireasca, avand in vedere ca dobanda ar trebui sa se majoreze pe masura ce creste perioada depozitului, am cerut lamuriri bancilor care practica aceasta strategie. Iata ce explicatii am primit din partea bancherilor.
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Interest rates on short-term deposits are higher than those offered on long-term deposits due to expectations of long-term declining interest rates. Hope it helps. Joe from Wilmington Chimney Sweep
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As this trend seemed unusual to us, considering that the interest rate should increase as the deposit period lengthens, we requested clarification from the banks practicing this strategy. Here is the explanation we received from the bankers. Onboarding software
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