BCR is launching the current account bundle

Banca Comerciala Romana (BCR) launched a new complex financial product, the Current Account Bundle, an innovative product for the Romanian market, said the bank in a statement.

The Current Account Bundle is available in two alternatives: “Basic” and “Plus”.

“The Current Account Bundle is very attractive for individual persons who want to manage effectively their family finance. A major advantage of the product is that it is very easy to use, as it focuses on alternative sales channels so that the customer does not have to go to the bank for carrying out various operations, she/ he being able to make the transactions directly from home. BCR Current Account Bundle, in the Basic alternative, is addressing all customers. We recommend to those customers that perform frequent transactions to choose the Plus alternative of the bundle”, stated Martin Skopek, Retail Executive Vice President of BCR.

The Current Account Bundle, in the “Basic” alternative, consists of the RON current account and the associated debit card (including cards for authorised users of the family) which offers the possibility to obtain an overdraft, the customer having in this way access to a financing instrument. Moreover, the product provides automated transfers to RON savings account, Phone banking and e-banking (e-bcr), account statements and collection of non-cash payment instructions. The bank offers promotionally, until the end of the year, 50% discount at the fee for consumer loans granting.

Furthermore, the customer benefits from a certain number of free of charge transactions for operations such as cash withdrawals and balance interrogation at BCR ATMs, Standing Orders and Direct Debit payments. The bill payments at BCR ATMs are free of charge for an unlimited number of transactions.

The “Plus” alternative adds on top of it the possibility to obtain a RON MasterCard credit card, and a certain number of free payments through phone-banking and e-bcr.

„Finally, one of the important characteristics of this product is convenience. The price of the bundle for the customer is much lower compared to the consolidated price of the products and services acquired independently, which translates in money savings. At the same time, the new product provides simple, precise and fast access to several banking products and services, which for the customer means time saving and a considerably plus of comfort”, Martin Skopek added.

BCR’s packages of banking products and services address all private individuals – Romanian residents, aged older than 18 years.

Family members can be authorised to use the account or can receive new debit or credit cards, without any additional costs.

For the products included in the bundle, BCR does not charge the monthly current account management fee, the monthly fee for the services offered through alternative channels – phone banking and e-BCR+, the annual maintenance fee for credit card (for Plus bundle), the fee for mailing the account statement (this fee does not include the mailing costs for sending the statement of account). Their price is covered by the monthly maintenance fee per bundle, namely RON 3.99 for the Basic alternative and RON 6.99 for the Plus alternative.

The free transactions can be ordered both by the customer and by the mandated persons, up the limit of number of free transactions and refer to the first transaction(s) ordered during a calendar month.

It should be mentioned as well that the overdraft facility and/ or the credit card is available only if the customer is eligible for loan, in compliance with the lending policy of BCR.

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BCR, member of Erste Group, is an universal bank and the most important banking institution in Romania, managing assets exceeding EUR 16 billion. The bank offers the full range of products and services, at present having 526 branches and agencies throughout the country, in most towns and cities with over 10.000 inhabitants. The bank offers to its customers a complex mix of banking products and services, including Internet banking and e-commerce services, issues 23 types of debit and credit cards and owns the largest installed domestic ATMs network – over 1,300 machines and 11,000 points-of-sale. BCR represents the most important Financial Group in Romania, performing domestic and foreign activities through its subsidiaries and branches operating on the banking, capital, leasing, insurance and asset management markets.

Erste Group is, with its more than 50.000 employees serving over 16m clients in more than 2.700 branches in 8 countries, one of the leading financial providers in CEE. As of 30.06.2007 Erste Bank has reached 198bn EUR total assets, net profit of 566m EUR and ROE of 13,8%.

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For additional information on BCR products and services, private individuals can call InfoBCR - 0801.0801.227, (0801.0801.BCR),charged as local call, irrespective of wherefrom Romania the call is made. The number can be called in ROMTELECOM network. InfoBCR can also be called in the Vodafone mobile network at the number: *0801.BCR (*0801.227). InfoBCR operates from Monday to Sunday from 8:00 to 22:00 hrs.

GhiseulBancar.ro

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